Business Solutions. We're driven to help you succeed. With a full array of commercial products, we can go beyond the borrowing basics to help you improve your bottom line.
Commercial loans and lines of credit/real estate loans
Bank of America Merrill Lynch can offer the versatility of customized loans for real estate financing, acquisition financing and equipment leasing and financing, with solutions structured to meet your specific requirements.
Get more control over your company's finances. Manage your cash efficiently, cut your business's costs, improve cash flow and simplify your accounting.
Treasury management service choices
Some of the treasury management services we offer:
- Bank of America Direct. Designed for larger businesses and corporations, this service allows your firm to electronically access your accounts so you can efficiently manage your payments and receipts online.
- Account reconcilement. A faster, more economical way to reconcile your business checking accounts. And for an effective deterrent to check fraud, try the Electronic Positive Pay solution.
- Direct deposit. Pay your employees by crediting their bank accounts. And for those employees without traditional bank accounts, try our CashPay.
- Zero balance accounts. Maximize your use of funds and increase control with subsidiary accounts that are maintained at a specified balance (usually zero) and are electronically linked to master account.
- Bank of America Cash Pay. Use this solution for your associates without traditional checking accounts. Help reduce the risk of fraud, and save time and money by consolidating your payroll-processing systems.
- Merchant services. Give your customers more choices by accepting credit cards, debit cards, and purchasing cards and checks.
Leverage 150 years of experience and enjoy a higher standard of wealth management through our investment, advisory, trust and wealth transfer and banking services.
Offer your employees financial services as benefits. Use Group Banking to provide discounted checking accounts, fee waivers, preferred rates on a range of products and more.