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Make your dealership more competitive. Choose from a variety of products and services offered to thousands of new car franchises coast to coast.

Retail products and services

  • Indirect loans. Learn more about our competitive options with terms from 60 to 75 months and reserve program choices, available to well qualified applicants.


  • Online credit decisions. We're working with key industry providers to leverage the benefits of the Internet, letting you receive online credit decisions in a matter of minutes.


  • Quality service. Enjoy fast turnaround on credit decisions - our average is less than 30 minutes, same-day funding, and responsive, cooperative credit services available six days a week.


  • Backend products. Take advantage of added flexibility by financing service warranties, Car Care, and Credit Life and Accident and Health as backend products.

Learn more

  • Contact us. Locate a Bank of America Merrill Lynch Client Manager in your area.
  • Call 1.800.248.6707